Payment protection
This tool does not decide legal rights. It helps you avoid waiting too long, escalating too early, or using the wrong level of pressure for the account.
Recommended next action based on invoice age, balance, and client type.
A formal notice is the clearer next step now.
Simple rule: early invoices usually need follow-up or notice. Older and larger balances usually need formal escalation.
Recommended next action based on invoice age, balance, and client type.
This is a collection triage tool. Contract terms, project type, notices, and deadlines can change the proper escalation path.
Use follow-up when the account is early and the main problem may be delay. Use notice when the invoice is old enough to require a documented warning. Move toward lien or court review when the balance is material or the delay is becoming a risk to collection rights.
A subcontractor is owed $4,200 by a general contractor, and the invoice is 28 days overdue. This tool points to notice. The invoice is no longer fresh, but it is still early enough that a documented demand is usually the next practical step before stronger escalation.
Use the related guides and templates to put this result into a repeatable operating process.
See the practical next steps